¿How long does a negative item stay in my credit report?
Legally, negative credit reports may last twice their repayment time, but no more than 4 years. For instance, if your payment was two months late, then your report will last 4 months; but if it was five years late, then you will have a negative report for 4 years after full payment.
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¿How can I improve my credit report?
There are lots of myths about improving your credit score. We have a professional team to help you increase your empirical knowledge for a positive report.
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